Is
this a debt consolidation loan?
Why
will my interest rates be lower?
How
will your program help me?
How
do I qualify for your debt consolidation program?
Is
this program like filing for bankruptcy?
Why
can't I just keep paying off my creditors on my own?
How
long will it take me to pay off my debt?
Q.
Is this a debt consolidation loan?
A.
No, this
is NOT a loan. This is simply a way for you to pay only one monthly
payment with lower interest rates. This will allow you to pay
off your debt more quickly.
See
sample results.
Q.
Why will my interest rates be lower?
A.
We
are a Non-Profit Organization that has working agreements with
each of your creditors. They'd rather negotiate lower interest
than take the chance of not getting paid at all. They accept our
program and are willing to work with our clients.
Q.
How will your program help me?
A.
By
reducing or eliminating the interest rates you are currently paying.
By eliminating late and overlimit fees on your accounts. By stopping
harassing phone calls and threatening letters. By allowing you
to pay only one payment per month where more of your money goes
to paying off your debt - instead of interest, late & overlimit
fees. In short, we help you by allowing you to pay off your debt
more quickly.
Q.
How do I qualify for your debt consolidation program?
A.
You qualify if you have unsecured debt
and a desire to get your finances back on track. Your payments
don't have to be late. You don't have to own a home.
Q.
Is this program like filing for bankruptcy?
A.
No,
this is nothing like bankruptcy. This program has helped thousands
of people AVOID Bankruptcy! This program will help you pay off
your debt and get your finances under control.
Q.
Why can't I just keep paying off my creditors on my own?
A.
If
you keep paying just the minimum to your creditors it will take
you much longer than if you paid off your debt through our debt
consolidation program. Because we reduce your interest rates and
stop late & overlimit fees, it will take a lot less time to
pay off your debt through us. Chances are, in the past, all your
payments have just gone to pay off interest. You probably haven't
even reduced the balance! In some cases, you may have seen that
paying minimum payments can actually INCREASE your balance.
Q.
How
long will it take me to pay off my debt?
A.
This
depends on individual circumstances. For example, how much total
debt do you have? Most clients pay off their debt within 3 - 5
years. When you receive the results of your Free
Quote, you'll know how long it will take to pay off your debt.
